Confirm the identity of the check writer by viewing a picture ID.
Legibly write down pertinent information: operator’s license number, date of birth, or SSN on the check.
Whenever possible avoid accepting “counter checks.”
The signature should be legible and signed in the presence of the individual accepting the check.
If the only address imprinted on the check is a post office box, then write the complete address on the check.
Accept checks only written with the current day’s date.
Make sure written amounts and numbers correspond.
No out of state or third party checks.
No checks from people who have written you a bad check.
Do not allow the check writer to put their own information on the check
Never be afraid to say no! You are under no legal obligation to take any check. If you have reservations, you can call the bank to verify that the account exists and there is enough money in the account.
Under Kentucky Law, the Bad Check Program cannot collect the following type of checks:
Checks for past due rent.
Checks for which identification of the check writer and person accepting the check cannot be ascertained.
Checks for which you have later accepted partial payment.
Checks not written or passed in Henderson County.
Checks over one (1) year old, unless over $500.
Checks without payee, date, amount or signature.
Pre-dated or post-dated checks, or where an agreement was made to hold the check for later payment.